DEXA & Diagnosis
Updated March 2026 ยท 14 min read

Understanding Your DEXA Scan Results: T-Score, Z-Score, TBS, and FRAX

Your DEXA report says T-score -2.3. Now what? Most patients leave their DEXA appointment with a number but no framework for what it means day-to-day. Here's how to read your results.

T-Score: Comparing You to a Young Healthy Adult

The T-score compares your bone mineral density (BMD) to a reference database of young healthy adults at peak bone mass โ€” typically women aged 20โ€“29 from the NHANES III database. Each 1.0 unit represents one standard deviation below that peak. A T-score of -2.3 means your bone density is 2.3 standard deviations below the average young healthy adult.

The WHO classification system, used worldwide including in Canada, defines three categories:

T-Score Range Classification
โ‰ฅ โˆ’1.0 Normal bone density
โˆ’1.0 to โˆ’2.5 Osteopenia (low bone mass)
โ‰ค โˆ’2.5 Osteoporosis
โ‰ค โˆ’2.5 + fragility fracture Severe (established) osteoporosis

The cutoff of -2.5 was chosen by the WHO in 1994 based on the prevalence of fractures in postmenopausal women. It was not designed as a universal treatment threshold โ€” that decision involves more than just the number on the report.

Key point: Osteopenia is not a disease. It's a statistical descriptor. Many people with osteopenia will never fracture; some will. The T-score alone doesn't tell you which category you're in.

Z-Score: Comparing You to Your Peers

The Z-score compares your BMD to age- and sex-matched peers. A Z-score of -2.0 means you're in the bottom 2.5% for your age group โ€” your bone density is unusually low relative to people your age.

Z-score matters most for younger patients โ€” pre-menopausal women and men under 50. For these groups, comparing BMD to young adults (the T-score reference) is less clinically meaningful, since some age-related bone loss hasn't yet occurred. Osteoporosis Canada and the International Society for Clinical Densitometry (ISCD) recommend using Z-score as the primary interpretation for premenopausal women and men under 50.

A Z-score โ‰ค -2.0 at any age warrants investigation for secondary causes of bone loss. Common secondary causes include: prolonged glucocorticoid use, primary hyperparathyroidism, celiac disease or other malabsorption syndromes, vitamin D deficiency, hypogonadism, and hyperthyroidism. If your Z-score is this low, the bone loss may not be primarily due to aging or menopause.

Site-Specific Results: Why Spine and Hip Can Differ

Standard DEXA measures two sites: the lumbar spine (vertebrae L1โ€“L4) and the hip (femoral neck and total hip). These sites can produce very different results โ€” it's entirely possible to have a T-score of -3.0 at the lumbar spine and -1.5 at the hip in the same person.

The rule: the lowest T-score across both sites drives diagnosis and treatment decisions. If your spine is -2.8 and your hip is -1.7, your diagnosis is based on the -2.8.

Discordance between sites is common. Spine results can be artificially elevated (appearing falsely normal) by degenerative joint disease, osteophytes, aortic calcification, or prior vertebral fractures โ€” all of which add density to the scan without representing actual bone strength. If you're over 60 with spine arthritis, your spine T-score may underestimate your actual fracture risk.

Trabecular Bone Score (TBS): Measuring Quality, Not Just Density

TBS is a texture analysis applied to the lumbar spine DEXA image that estimates bone microarchitecture โ€” essentially, the three-dimensional structure of the bone's internal scaffolding. It is distinct from BMD. Two people can have identical T-scores but very different TBS values, reflecting different fracture risks.

TBS is classified as:

The clinical value of TBS is highest in situations where BMD may not fully reflect fracture risk. Long-term glucocorticoid (prednisone) use, for example, impairs bone quality through mechanisms that aren't fully captured by BMD โ€” TBS picks up this degradation. Similarly, TBS adds independent fracture risk information in patients with type 2 diabetes, where BMD can be misleadingly normal or even elevated despite higher fracture rates.

TBS can also be fed into the FRAX calculator (described below) to adjust fracture probability, a feature now included in the Canadian FRAX tool.

Not all Canadian DEXA centres offer TBS. It requires specific software (iNsight TBS, Medimaps) on top of the standard DXA machine. If you have known risk factors for bone quality impairment โ€” long-term steroid use, diabetes, inflammatory bowel disease โ€” ask your ordering physician whether TBS is available at your centre.

FRAX: Your 10-Year Fracture Probability

FRAX (Fracture Risk Assessment Tool) is a WHO-developed algorithm that calculates your 10-year probability of a major osteoporotic fracture (hip, spine, forearm, or shoulder) and your 10-year probability of a hip fracture specifically. The Canadian FRAX model is available at sheffield.ac.uk/FRAX โ€” select Canada as the country.

FRAX inputs your femoral neck T-score (not spine) plus 12 clinical risk factors:

The output is a percentage. A result of 22% major osteoporotic fracture risk means roughly 22 out of 100 people with your profile will fracture in the next 10 years. Your physician uses Osteoporosis Canada's treatment thresholds โ€” typically a 10-year major fracture probability โ‰ฅ 20% or hip fracture probability โ‰ฅ 3% โ€” to guide medication decisions.

Risk Factors That Raise FRAX Independent of T-Score

This is where many patients are surprised. Your T-score may be -1.8 (osteopenia), but treatment could still be indicated based on your overall FRAX profile. Several factors increase fracture probability substantially regardless of BMD:

Practical implication: If you have had a wrist fracture after a minor fall at age 58, your physician should be calculating FRAX โ€” not just looking at your T-score. That fracture alone may push you above the treatment threshold even if your T-score is in the osteopenia range. See our page on fracture risk calculators in Canada for more detail.

How Often Should You Repeat a DEXA?

Osteoporosis Canada's guidance on DEXA frequency:

Provincial coverage varies. In Ontario, DEXA is covered by OHIP for patients meeting specific criteria โ€” age over 50 with a fragility fracture, anyone over 65, those on long-term glucocorticoids, and other defined risk groups. Coverage in BC, Alberta, and Quebec has its own criteria โ€” worth confirming with your provincial health plan before assuming the follow-up is covered.

What "Stable" Actually Means on Serial DEXA

When your physician says your DEXA is "stable," that requires context. Every DEXA machine has a measurement imprecision โ€” a number called the Least Significant Change (LSC). At most centres, the LSC for lumbar spine BMD is approximately 3โ€“5%. A change smaller than the LSC is statistically indistinguishable from measurement noise.

This matters when you're comparing results over time, especially across different machines or centres. A drop from -2.1 to -2.3 may look meaningful on paper, but if the LSC at your centre is 4%, that change is within error. Conversely, a drop from -2.0 to -2.5 โ€” a 0.5 SD change โ€” likely reflects true bone loss.

Ask your DEXA technologist or your physician: "What is the LSC for this centre?" before drawing conclusions from year-over-year comparisons. Comparing results from two different machines is particularly unreliable.

Related Resources

Medical Disclaimer: This page is for educational purposes only and does not constitute medical advice. Interpretation of DEXA scan results, fracture risk assessment, and treatment decisions require individual evaluation by a qualified healthcare provider. Do not make treatment decisions based solely on this information.